We also provide helpful financial wellness content and free tools to build your credit. We make it simpler to borrow the money you need with clear pricing and flexible repayment options. We’ve gathered a list of our favorite templates because RISE is all about helping you on your financial journey. These let you utilize technology to track your finances for free while keeping your banking information private. Another option is to use one of a wide array of customizable, downloadable Google Sheets budget templates available online. However, not everyone likes the idea of sharing their private banking information which is required to drive these applications. Many people like the ease of online money management tools, apps, and websites that connect directly to your bank account. Whether you’re building a budget for the first time or you’re a seasoned saver, technology can make the process a lot easier.